Farmers Insurance · Exclusive partner agent
Farmers first. A desk for the risks they won’t write.
Jim Wilkinson has been a Farmers Insurance exclusive partner agent for 37+ years. Farmers appetite is narrow. If they can’t write it, this office still quotes it — and a person follows up, not a 1-800 queue.
37+
Years with Farmers
All lines
Auto, home, life, business
Exclusive
Farmers partner agent
5 states
WA · AZ · CA · ID · OR
Coverage
All lines, one intake.
Personal, commercial, and the gaps a website form skips — earthquake, flood, bundle. Farmers first; other markets when they can’t write it.
Auto
Liability, collision, and comprehensive — Farmers first, other markets if they can’t write it.
Home
Replacement cost, liability, and the endorsements people actually need.
Renters
Inexpensive protection for what you own and anyone you invite in.
Life
Income replacement and estate planning, quoted without the hard sell.
Business
BOP, liability, workers’ comp, and professional lines for Main Street.
Umbrella
Another one to five million over auto and home, for not much money.
Boat
Hull, liability, and trailers — from skiffs to cruisers.
Motorcycle
Street, touring, and off-road — liability through full coverage.
Flood
Standard homeowners skips flood. We quote flood as its own policy.
How it works
A request, not a black box.
01
Pick a line
Auto, home, life, business, flood — start with what you need in force.
02
Answer a few questions
A short intake. No 40-field application. We score urgency, value, and bundle fit.
03
Get a range, then a person
You see a typical range. Then this office quotes Farmers — and shops other markets if the risk doesn’t fit.
The desk
A lead machine, not a brochure.
Quote requests are qualified as they come in — timing, lapse risk, multi-line interest, and whether Farmers is likely to write it. The desk is a ranked queue, then Jim or the office follows up: call, text, book.
Farmers first
We quote Farmers when they can write it. That’s the preferred book — and the starting market on every request.
A market when they can’t
Farmers appetite is narrow. Declined, non-standard, or surplus risks still get a market from this office.
Scored for follow-through
Every request lands hot, warm, or cool. Lapse, ASAP, and bundle work get the same-day call.
Before you start
Is the number on screen a real quote?+–
No. It is a typical range based on what you told us, so you are not guessing in the dark. Jim still has to run a real quote — Farmers first, other markets if they can’t write it — and bind if you want the policy.
What if Farmers won’t write it?+–
Farmers underwriting is tight. If they decline or the class doesn’t fit, this office still quotes it. You get a person, not a “sorry, we don’t write that.”
Will this ding my credit?+–
The request itself does not. If we need a credit-based insurance score later, we will say so before anyone runs it.
Do I have to switch everything?+–
No. Start with the line that is in force next. If bundling auto and home helps, we will show that — you decide. We do not promise a specific savings amount.
How fast does someone call?+–
Hot requests (lapse, ASAP, high-value) are worked the same business day. Everyone else is in this office’s queue.
Tell us the line. This office will quote it.
Three minutes for a request. Farmers first — a market if they decline.
- Farmers exclusive partner
- A market if they decline
- Personal and commercial